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4 Comments
hopefully rac or rckd will see this and answer
if there is no bodily injury use only your ins co.. its your word against his and thats it
You don’t have a case. You can’t prove who had the red light and there were no witnesses. If there was a red light camera or traffic camera, then you’ll have a case. Just use your own insurance company and their legal resources. Don’t waste money on a lawyer when you can’t prove anything. If your insurance company thinks you have a case, they’ll get a lawyer or an accident expert to view the damages of your car. Let your own insurance deal with this and follow their advice. If you have collision coverage, get your car fixed. And if they are successful at going after the other company and collecting, you’ll get your deductible back.
First off, knowing where this happened would help you get better answers. Different states have different laws and statute of limitations.(SOL) FYI the shortest SOL I know of is one year.
If you have collision coverage with your company use it. The most you are out would be your collision deductible. Then your company will argue with the snow plows company over who is at-fault.
If you don’t have collision coverage then your options are limited because there are no witnesses and it’s each drivers word vs. the other ones. Getting a lawyer won’t help you because your husband can’t prove that the accident happened how he explains it. No lawyer is going to change that.
Frankly, I don’t think you have a case. Your husband saw the snow slowing down and assumed it would stop. That just isn’t the right decision. Your husband should have stayed put until he knew the snow plow was actually stopped, especially on icy roads.
Good Luck
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