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4 Comments
Oh yea, you need a lawyer. First, call the cops & find out how to get a copy of the police report & get a copy of it and take it to your lawyer – that will save your lawyer a ton of work and reduce your bill accordingly. Second, yes, allowing the insurance company to tape your statement will affect your case, but if you were telling the truth, it won’t hurt you too much. The fact that you went when you couldn’t see – even though you had the right-of-way – could allow the court or insurance companies to divvy up responsibility. It’s called contributory negligence. So, they could say, the accident was 20% your fault for going when your view was blocked and 80% the other guy’s fault for running the light.
The fact that the police cited the other driver and not you is your winning hand.
Don’t sweat it too much. Just get a lawyer to make sure the insurance companies don’t screw you. That’s their job.
If you want a good lawyer, go to Martindale-Hubble.com, click on “practice areas” and find a lawyer that deals with traffic and auto accidents, then enter your city/state, and look for lawyers with at least 10 years experience and most important look for lawyers with an AV or BV rating. That means they’re the best in the field – as opposed to some scam artist who’ll do a half-ass just just to grab a chunk of your money and let the insurance companies join in in screwing you over.
Stupid idea–Get lawyer FIRST–make no statement to insurance slimeballs.Of course it matters–you gave them all they need to hang you, the truth.
If you have collision coverage and the policy was in force as of the date of loss, your insurance company should take care of your damages so long as you pay the applicable deductible.
You will need to provide any and all information as related to the other party, most importantly, their insurance company’s name, policy number, telephone number, claim number and the assigned claim representatives name.
You’ll also need the police report number or the actual report.
Once your vehicle has been repaired, your insurance company will begin the subrogation process – they will active attempt to collect your deductible from the adverse party (insurance company) this can only be done if you were not at fault for the accident.
In regards to your recorded statement, I don’t think it will make that much of a difference, and you can still obtain legal representation with little or no problems. Hope everything works out for you.
First of all Stay Out of IT…sorry if I yelled…don’t speak to anyone except a lawyer, they should know how to handle this. I don’t know what you said on the phone when you got recorded. bottom line..don’t accept calls from anyone about the accident…see a lawyer and have him send a letter to all parties involved.