HAD A CAR ACCIDENT-OTHER PARTY WAS AT FAULT & HIS INSURANCE GOT A RECORDED STATEMENT FROM ME-NOW NEED LAWYER??

I was in a automobile collision where a alternative motorist done a left spin upon a red arrow;I had a immature light. we couldnt see to my left given a alternative cars saw this automobile & stopped though during da same time da automobile upon my left shut off my view. thoughts this–the intersection, or travel upon both sides is a 4 line travel each. This motorist was perplexing to have it upon a yellow arrow we guess, given a stretch is wide, by da time he got to me we didnt see him so we proceeded given it was a greenlight for me-he & we collided-he ripped off a total front finish of my car. we have an ‘08 nissan pathfinder-Now my automobile is sitting in a shop,as 4 a collision i didnt get cited HE DID; there was witnesses bt da cops dealt with them-my automobile had to be towed divided as it was not drivable-now which his word contacted me after i called them & took my available statement, i am removing a counsel as he is arguing it was immature 4him-is da available stmt starting to begin my counsel receiving upon a case?should i have kept quiet? PLEASE HELP!
ok about my insurance-i contacted them-they told me if he was during error which i had to hit them-they have been not being beneficial as well as observant oh we will take caring of you*** i have to be a a single calling-and i got a counsel or perplexing to given a his word opposite mine- i meant i dont have a witnesses names or anything-the patrolman dealt with them. which is why-but i will know for certain upon monday if a counsel will pointer upon my box or not-and his word says i have to wait for for them to verbalise to a witnesses etc..and afterwards they will begin a explain process-since a man is not revelation guilt!!!
I WENT TO MY INSURANCE AND THEY TOLD ME WHY DO YOU WANT TO DO IT WITH US? YOU NEED TO PAY YOUR 750 DEDUCTIBLE. SO THEY WILL NOT TAKE IT INTO THEIR OWN HANDS!! THAT IS WHY IM GOING FOR A FREE CONSULTATION WITH THE LAWYER.

Related posts:

  1. HAD A CAR ACCIDENT-OTHER PARTY WAS AT FAULT & HIS INSURANCE GOT A RECORDED STATEMENT FROM ME-NOW NEED LAWYER??
  2. IF YOU WITNESS AN ACCIDENT CAN YOU BE FORCED TO TESTIFY IF YOU ALREADY GAVE A STATEMENT TO AN INSURANCE CO.?
  3. CAN AN INSURANCE COMPANY DENY YOU A CLAIM IF THE OTHER PARTY IS LEGALLY GUILTY?
  4. IN CASE OF CAR ACCIDENT WHERE THE AT-FAULT PARTY DOES NOT HAVE INSURANCE, HOW DO YOU SEEK THE MONEY BACK?
  5. MY NEPHEW GOT IN A CAR ACCIDENT NOW THE INJURED PARTY WANTS MY HOMEOWNERS INSURANCE POLICY #. WHY?

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7 Comments

  1. Mach 2
    Posted September 2, 2010 at 9:36 am | Permalink

    You don’t need a lawyer. You give your statement with the statement from your witness(s) and any information from Law Enforcement to your insurance provider and they take care of it. The insurance companies duke it out, not you. That’s why you pay for insurance. That’s how it works here anyway.

  2. MarJoe
    Posted September 2, 2010 at 9:50 am | Permalink

    YOU NEVER SIGN OR RECORD ANY STATEMENT WITH OUT YOUR LAWYER THERE BUT WHY ARE YOU GETTING THE LAWYER? TURN THE HOLE THING OVER TO YOUR INSURANCE COMPANY AND LET THEM TAKE CARE OF IT. THAT’S WHAT YOU ARE PAYING THEM TO DO. AND I SEE NOW THAT THE GUY IS NOT CLAIMING TO BE A FAULT. CALL YOUR INSURANCE AND TELL THEM THIS. THIS IS GOING TO GET NASTY SO YOUR INSURANCE LAWYER HAS TO GO TO WORK DO NOT PAY FOR YOUR OWN LAWYER.

  3. ibu guru
    Posted September 2, 2010 at 10:16 am | Permalink

    Your insurance agent should have told you (probably has a zillion times, this is so basic) that if you are in an accident give only the requisite name, driver’s license, and insurance card to the other party! Never talk to the other party’s insurance reps.

    Always get a lawyer – and you’re a mite late now. They’ve already figured out some way to get you. but you have got to get a lawyer – a very good lawyer.

    Insurance companies’ lawyers represent the insurance company’s interests, NOT yours. They will do whatever is best for the insurance co.

  4. Riki J
    Posted September 2, 2010 at 10:25 am | Permalink

    You better hire a lawyer. Anyway you will not pay him unless the case is done. He will just deduct his fees after the settlement. I also had an accident last year and their insurance at fault paid $1400.00 for the car damage and $2500.00 each for me and my wife. Get a lawyer and listen to what he says. Good luck!

  5. tolstoi1
    Posted September 2, 2010 at 11:00 am | Permalink

    Since the value of the damage seems greater than an amount you might collect in small claims court, talk with a lawyer.

    If you have an option to pay $750 deductible, that might be you best choice.

    All of the information, like the police accident report and his citation, makes a difference. Presumably his insurance company will pay — eventually. This can easily drag on for more than a month.

    You’re in a bind because lawyers only really like cases which involve bodily injury.

  6. oklatom
    Posted September 2, 2010 at 11:02 am | Permalink

    In the first place, you shouldn’t have done the recorded statement without checking with your insurance first. Secondly, your agent is right, if it’s clearly the other party’s fault, file a claim with the other company. So now you call him back ad tell him the other party is denying liability and he will get into the mix on your behalf. Let him know the other party has an attorney, and they will put their attorney’s into the mix, you don’t need to hire one.

    As far as your recorded statement, if you stuck to the facts you *might* be okay, hard to tell not knowing what they asked and what you said.

  7. Lawnboy & Luna
    Posted September 2, 2010 at 11:05 am | Permalink

    A lawyer is still going to take a cut in what he recovers from the other party. It WILL be more than the $750 deductible.

    Giving the insurance company a recorded statement allows them to accurately assess liability. Any attorney will just ask for the statement. In alot of states, recorded statements are not even admissible evidence if the matter went to trial.

    In all my years I have never heard of an insurance company forcing you to go third party if you have the proper coverage. Since your vehicle is new, I assume that you have collision coverage.

    Contact your insurance company and file a claim. They MUST accept your claim, and pay you. You are paying them a premium for collision coverage. If they continue to resist, speak to a supervisor. You might want to file a complaint with your state’s Insurance Commissioner.

    They will then subrogate against the other party’s insurance and request recovery for what the paid you and your deductible. However, they may be too lazy to bother.

    My opinion, once you resolve this matter, cancel your coverage and find a more competent insurance company!