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8 Comments
Your insurance company will take care of it up to the limits of your policy. Call your agent now!
You do not get sued for a minor accident… what is the rest of the story???? The other car owner is suing for damages to their car that was not paid for? Someone is liable for the damages so why is your insurance company not helping or giving advice to you?
You will need a lawyer, your insurance won’t do a thing, you will have to pay out of your pocket for any and all damages which could be well over 10,000.00 dollars. You will also lose your job, and be denied unemployment. You will lose your car and house, and have to live at a homeless shelter for the rest of your miserable life. Hope this helps!
Let your insurance take care of it.
Most cases they will sue your insurance and not you. Simple fact your insurance company has more money then your. Plus if you know its a BS lawsuit you would fight it where a insurance company with just pay some small amount (10 – 20K) to make it got away.
I was in a minor accident, about $1,500.00 in damage, and they ended up suing my insurance company for about $20,000 I didn’t even know about it. When I did find out about it I was ticked because I knew they were lying.
End in the end it got handled by my insurance, Geico.
not enough info but for sure get insurance co and get those papers over to them/cant believe the amount of people that dont turn stuff in
The other party must be claiming some sort of bodily injury from the accident or else you would not be involved in a lawsuit. Contact your insurance company and they should work on your behalf to try to settle up to your policy limitations. Hope you have good auto insurance!
You will only be liable for damages if they are above your policy limits and the other party refuses to settle with your insurance company. Then you will need an attorney.
Your insurance company should take care of it if you have full coverage. If it was your fault and you only have liability then their car should be taken care of but you are on your own for any damages to your car.
Hiya:
Re Question #1: Let’s assume for all of these questions that you have liability insurance. If that is case and THERE IS COVERAGE for your incident – coverage will apply and your carrier should defend the suit.
Re Question #2. Getting your own lawyer is up to you. I would recommend getting a lawyer IF there is exposure to you personally. That is – outside of the coverage limits your insurance company would pay. If you have $7500 limits and the claim is worth $25K – there is personal exposure to you above the $7500 (unless you have a personal liability policy which doesn’t sound likely in this case).
Re Question #3: As noted above…if your liability limits are not sufficient you could be personally exposed for any damages about your coverage limits.
Now – a suit on a minor accident arises from specific issues you did not address in your question. Most likely reason to file suit in a small accident….? I’d say there is a statute of limitations issue with an injury claim? Either way – good luck to you.
.jifr.